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Announcing /r/finansial - the personal finance subreddit for the Indonesian market
Welcome to /finansial, a subreddit for news/discussions/questions about finance relevant to Indonesia. Content can be in English or Bahasa Indonesia, or gado-gado is a-OK as well. I decided to start this up because of the recent discussions on the topics of personal finance in the past few weels. Basically sama dengan /IndoFinance yg udah deserted, but with more robust moderation, and hopefully keep it alive and thriving. Like /IndoFinance, this subreddit was created in the spirit of /personalfinance, but with content applicable to Indonesian finance. As far as content policy is concerned, I'll be mostly leaving it to the community and the moderators to decide, tapi personally, gw prefer to keep the topics seluas mungking, asalkan bisa relevan to someone's financial situation.
How to get started in investing / how to start a budget, etc
Instrumen2 finansial, valas, SBR, dll.
Milih2 bank buat whatever reason, program nasabah prioritas, dll.
Produk banking, deposito, reksadana, saham, IPO, broker, dll, yang legal. Especially if the product is unique/is a good deal. e.g. banyak cashback, atau unik kyk KPR permata yg di sebut redditor sini.
Personal experience/ review pakai produk2 tertentu jg OK.
Produk keuangan syariah / konvensional, strategi hindarin riba, etc.
Berita ekonomi, be it macro/micro, global or regional.
Ngitung pajak, saving on pajak, cara bayar pajak, titah, zakat, dll.
KPKPA, kartu kredit, pinjaman online, dll. Yang legal, of course.
Entrepreneurship, nambah income stream, etc.
Owning/managing a property, building a business, etc.
Twitter thread / blog post / Youtube video / IG post ttg personal finance is OK. FB post / IG stories or anything that requires login should be avoided.
Personal question, e.g. should I take this job, should be OK. "Fix my budget" or "how to adult" kind of questions is OK too.
Many others. Wide net, remember?
The following topics are not outright banned, but will be put under extra scrutiny, so make sure to tread carefully. Mods will be locking/removing the thread if it goes out of line.
Bitcoin/cryptocurrency. General discussion on the topic is OK, as long as you don't oversell the value and underrepresent the risk. If you try to sell your own crypto-coin, I'll flip a coin, if it lands standing on its rim, I'll leave it up.
Politics, is OK, as long as its in the context of finance/economics. Contoh: bahas naik/turun pajak atau kebijakan dagang oleh mentri/presiden X is OK. Rhetorics about how candidate Y will be establishing a master race of blue-eyed-blonde-haired Wong Jowo is NOT OK.
Self-promotion is OK, (e.g. if you have a blog on personal finance) as long as the content is relevant and you engage with the community. If you just do a content-dump/blogspam without any intention of engaging with the community, you'll be banned.
MLM? Personally, I lean to more just banning it outright, but that feels rather too draconian. To warn others of known MLM maybe? or even just leave it up to have something to laugh at? lol
These topics are no-no.
Produk keuangan illegal. High-interest loan, etc. Unless if you happen to spot one and want to warn others.
Illegal stuff, e.g. tax evasion, money laundering, etc.
The rules aren't set in stone, and will definitely evolve as the community grows. Enforcement will also be a matter of the mods' guts feeling and human judgement. Deal with it. So thats pretty much the idea of a subreddit I have in mind. Let me know what you think. This is my first subreddit, still figuring things out. How to style the subreddits, setting up flairs, etc. Any help/suggestion is welcomed. This being a new subreddit, bakalan perlu bantuan kalian semua to keep this alive. Gw start subreddit ini jg mostly karna selfish reason gw mau pny resources2 personal finance yang berkualitas & applicable to myself. If the above description of a subredit sounds interesting to you, please, post a question, share your knowledge, share a news. Mari ramaikan subreddit ini. To get the ball rolling, berhubung gw sendiri belum lama ini ada buka rekening, I'll start with the low-hanging fruit of covering /indonesia's precious banking product, Jenius. Also, mod recruitment is on as well. Please apply.
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